Ruby Grace

Hello, I'm Ruby Galvez. I'm originally from the Philippines and have been a dedicated writer for HBCU lifestyle since 2012. My writing journey at HBCU lifestyle is more than just a profession; it's a heartfelt advocacy for the mission of Historically Black Colleges and Universities (HBCUs). As a college graduate, I'm deeply passionate about supporting first-generation college students and fostering diversity and inclusion. I firmly believe in empowering the next generation of student change-makers through education and awareness. Each article I craft is a step towards this goal, using my voice to inspire and enact change. Join me in this mission for a more equitable and educated world.

Tips to Avoid Overspending for College Students

Tips to Avoid Overspending for College Students

Many students consider personal finance management during college a rite of passage to adulthood, and for good reason. Managing your money can be a challenge, especially if you’re off to college and you have ultimate rule over your allowance. You will have to control your spending, do the budgeting and plan the expenses for the

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