Richard Gibson, Jr.

Hey everyone, I'm Richard Gibson, the original HBCU enthusiast in our family and a proud member of the FAMU Class of 1969. You could say I've been living and breathing the HBCU spirit for quite a while now. Not only am I a die-hard supporter of my alma mater, but I also champion HBCUs far and wide. My background's a bit of a mix – healthcare, logistics, business, marketing, and higher education – and I love bringing all that experience to the table here. Whether it's sharing insights or just spreading the HBCU love, I'm all about keeping our community vibrant and strong. Let's keep this legacy going!

Black male college student contacts his private student loan officer with student loan repayments on a tax form in the background.

Critical Tips for Flexible Student Loan Repayment Options

Almost everyone in the finance industry agrees that the next financial explosion in the country will be student loans. The federal government saw the problem coming and has moved to offer more flexible repayment terms and borrower protection for federally-backed student loans. However, a large segment of student loans are held by private lenders. These

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