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You are here: Home / HBCU College Life / Cheap and Satisfying Ways to Reward Yourself with a Debt Free Life

Cheap and Satisfying Ways to Reward Yourself with a Debt Free Life

February 19, 2013 by Guest Author

Affordable Ways to Live a Debt Free Life After CollegeIf you think you cannot “enjoy” life without millions of dollars then you are not the only one who thinks so. There are many people who are of the view that money is the only thing that one needs in order to have a happy life. This may not be entirely incorrect; however, thinking that the secret to happiness lies only in money is exaggeration.

Believing on this mantra many people even end up going under debt so that they can fulfill their wants. However, this step often only leads to trouble as debt is not the most suitable option. If you are also among those who are troubled due to debt related issues then you can try options that offer relief.

The Problem

Coming back to the topic there are several cheap ways in which you can enjoy your life without actually having to bear the trouble of debt. Firstly, one has to understand what happiness really is. It is actually very subjective and changes from person to person.

Everyone’s idea of joy and happiness is different. It is not possible to fit it all in one word; however, there are a few interconnecting dots here as well.

Generally, people try and find happiness and satisfaction in things like picnics, parties and good food. All these things need money; however, they can actually be enjoyed without needing a lot of money if one plans carefully.

Believe it or not, money at times is more of a problem than a solution. Too much of it or too less of it are scenarios that are hardly rewarding because they leave people perplexed.

The Solution

A picnic or party is simply a gathering where there is good music playing, an interesting crowd and some fun activities. One does not necessarily have to be in the most posh bar to have a blast. Generally, what you do and with whom is what makes all the difference.

Instead of going to an expensive lounge to have a birthday party or a get together you can have one in your backyard. Imagine the amount of money you will save money this way. Additionally, instead of ordering food you may make your favorite cuisines at home to save some money.

Do you wish to gift your best friend a gift and do not have the money to buy it? Do not think of taking a loan but think out of the box. If you do not want to buy a cheap gift – don’t worry. You can actually come up with something that is priceless – a handmade gift. Believe it or not but most people would love a handmade gift simply because it shows true feelings and gratitude.

Is This Really It?

The idea is to find happiness in things you haven’t found before. There are many ways of saving money without having to actually compromise on anything. Just do not be in a hurry; it is important that all monetary decisions are taken with care.

However, if you are already neck deep in debt then you should look for ways to get rid of it before it is too late. Being under debt is one thing that can actually ruin it all. It does not let a person enjoy life as there is always the fear of going bankrupt, losing house or facing any other kind of loss that may be too difficult to bear.

Once you do not have debt hovering over your head you will feel light and in a position to enjoy life. And once you get rid of it, make sure you do not get in the same problem again. Take every step carefully.

Money is scarce and should be spent in the right manner, even if it looks like you have a lot of it.

Celina is an expert in writing about debt settlement issues and gives finance advice to people. In her free time she likes to study about the global financial issues and keeps herself up to date with the happenings around the world. She believes that debt settlement is a viable option for many faced with growing debt, and a great place to find all of your options is Consolidated Credit, the most trusted brand in terms of Consolidating debt.

Photo credit: BrianAdamsPR

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